Championing Ethical, Inclusive, and Sustainable Takaful
VBITakaful.com is a knowledge platform dedicated to promoting and advancing the principles of Value-Based Intermediation for Takaful (VBIT) — an initiative that redefines how the takaful industry creates, delivers, and measures value. Built upon the shared goals of ethical finance, financial inclusion, and community empowerment, VBITakaful.com serves as a bridge between industry professionals, regulators, students, and the public — helping everyone understand how value-based practices can transform the future of protection in Malaysia.
Our Purpose
At its heart, VBITakaful.com exists to educate, inspire, and connect. We believe that the spirit of takaful — rooted in compassion, justice, and mutual assistance — should go beyond compliance to make a real difference in people’s lives. By sharing insights, frameworks, and success stories, we aim to support the takaful industry’s journey toward becoming more transparent, responsible, and impactful.
Through articles, infographics, and community-driven content, our goal is to:
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Raise awareness about Value-Based Intermediation (VBI) and its application in the takaful sector.
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Encourage ethical conduct, good governance, and socially conscious decision-making within Islamic finance.
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Showcase how VBIT principles contribute to national sustainability goals and the Maqasid al-Shariah — the higher objectives of Islamic law.
What We Stand For
VBITakaful.com stands for more than information — it stands for transformation. Every piece of content published here reflects our belief that finance should serve humanity, not the other way around. We support the Malaysian Takaful Association (MTA) and Bank Negara Malaysia’s efforts to align the industry with value-based outcomes that strengthen financial resilience and social justice.
Our platform promotes five key thrusts of the VBIT framework:
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Financial Resilience — Building a strong, sustainable foundation for both operators and participants.
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Community Empowerment — Expanding protection and opportunity to all members of society.
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Good Self-Governance — Ensuring accountability and transparency in every decision.
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Best Conduct — Placing ethics, fairness, and empathy at the core of customer engagement.
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Capacity Building — Strengthening knowledge, leadership, and innovation within the industry.
Together, these principles guide the transformation of takaful into a value-driven ecosystem that prioritises people, planet, and purpose alongside profit.
Our Vision
To be Malaysia’s leading platform for knowledge, awareness, and collaboration on value-based takaful — inspiring an industry that protects lives, empowers communities, and contributes to sustainable national growth.
Our Mission
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To simplify and communicate VBIT principles for all audiences.
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To highlight best practices and case studies from within Malaysia’s takaful ecosystem.
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To foster collaboration between industry stakeholders and the public.
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To inspire the next generation of financial professionals to lead with ethics and compassion.
Why VBIT Matters
The VBIT movement represents a new chapter in Malaysia’s takaful journey — one that integrates Shariah compliance with tangible social impact. It ensures that every takaful product, partnership, and policy contributes to the collective good, helping families, communities, and the nation thrive together.
By supporting VBIT principles, VBITakaful.com contributes to a vision of Malaysia as a global leader in ethical and sustainable Islamic finance — a system that delivers protection with purpose and prosperity with principle.
Join the Journey
VBITakaful.com invites professionals, students, and the public to explore the transformative power of value-based takaful. Together, we can build an industry that not only protects lives but also enriches them — fostering trust, fairness, and long-term resilience for generations to come.
VBITakaful.com — Takaful with Purpose. Finance with Heart.
